The latest in Internet Security and User Authentication is employed so that data being transmitted through the Internet Banking System ("IBS") is secure from unauthorized access. By providing the latest technology with authenticated access to the web server, your Internet Banking transactions are secure. The following outlines the methods in place to secure your privacy.
A. Digital IDs from Verisign
The IBS system uses digital IDs certified by Verisign, an industry leader in digital identification certificates, to authenticate user information and provide access to the data through the system. Digital IDs work off of a matched key setup where the server has a "private" key issued only to the server and a "public" key widely distributed to the bank's customers. A digital ID requires a matched pair of keys that are unique to each other to encrypt and decrypt data. With this setup, transactions created, encrypted, and transmitted by bank customers using the public key can only be decrypted by the other key in the pair running on the server.
The Internet Banking System, combined with digital ID authentication through Verisign, allow the server to implement Secure Sockets Layer (SSL) protocol, the standard technology for secure web-based communications. With SSL, data traveling between the bank and customer is encrypted and can only be decrypted through the pairing of the public and private key pair. SSL capability is built into the server hardware and browsers, but requires a digital ID to be functional.
B. Server Access
Server access is protected using a firewall computer and the leading firewall software. Firewall computers provide secure access to the Web Server and its software by only allowing authorized traffic to hit the Server. Information submitted to the bank through E-mail or through the submission of applications is used internally to process requests and respond to customer e-mail. This information is not distributed or sold to other organizations.