Commercial Loan Officers

Jennifer Dallas

Jennifer Dallas

Vice President Commercial Loans
Jennifer Dallas has 17 years of banking experience including credit analyst and over 12 years as a Commercial Lender. Jennifer has a BS in political science and legal studies from Illinois State University and attended both Illinois Bankers Association Commercial Lending School and Community Bankers of Illinois School for Community Bankers.

Mike Kohlstedt

President/Commercial Loans
Mike Kohlstedt came to us in 1990 as a former Wisconsin banker.  He graduated from the University of Platteville in 1981 and has his BS in Ag Business.  His knowledge in commercial lending as well as his dedication to many Byron organizations has been instrumental in the growth of Byron Bank. He has been on the Byron Bank Board of Directors for 22 years. NMLS#482737

Rachel Oracki

Credit Analyst
Rachel Oracki has over six years of experience in tax accounting and has worked for RSM McGladrey. She graduated from University of Kansas in 2007 with a bachelor’s degree in accounting, and then graduated from Northern Illinois University in 2008 with her master’s degree in accounting science. Rachel has lived in Byron since 1996. Rachel and her husband, Brian, have two boys. She has been a part of the ByronFest steering committee for the last 5 years and has been the co-chair of ByronFest for 2012 and 2013. Rachel enjoys cooking, reading and spending time with her family.

Brent Baker

Executive Vice President 
Brent Baker has been a Byron resident and bank employee for 10 years. Brent graduated from the University of Iowa in 1992 and coached college basketball for 12 years before meeting his wife, Jennifer and moving to Byron.  Brent completed the Community Bankers of Illinois School for Community Bankers, has been the Branch Manager for our Poplar Grove location and currently is in charge of our Business Development Program, while still assisting with Commercial and Mortgage lending.  Brent is the current Board President for the Byron Chamber of Commerce, a member of the ByronFest steering committee and keeps busy with coaching any or all of his 3 boys sporting teams. NMLS#482530