We offer a wide variety of personal deposit accounts to fit your needs.

Life's path can carry us in many different directions, but nearly everyone at some point in their life needs a loan. Byron Bank is here to offer you a variety of loans to help you through a tight spot or to realize a dream. Because we are locally owned we can give you very fast answers, minimal paperwork and have you on the road in no time.

We can offer the best rates because of our long affiliation and good standing with Freddie Mac.

We offer in-house, bridge loans, lot and construction packages. We know the laws and rules for closing mortgages in our areas which is not usually true for internet or large regional banks.

$800 fixed cost
We have no hidden costs. We offer all customers who refinance a special low-cost of $800, plus an appraisal fee if one is needed. This low-cost offer does not include FHA or VA loans. Watch for hidden costs from some banks. You do not have to pay points at Byron Bank. If you are ready to take advantage of this low fee, choose one of the following options:
On-time guaranteed
Have you ever had a friend frustrated because a loan did not close on the expected date? Was the moving van parked in the driveway? We close loans on time 99.9% of the time. We will give any mortgage customer $1,000 if their mortgage does not close on time due to a fault of Byron Bank.
Know your real lender
We service our loans–which means we do not sell them to someone several states away. This way if you have a problem you can talk to us directly, not to someone at an 800 number that will not return your calls.
High experience with mortgages
We have greatly streamlined the lending process to make our customers profit of the current low mortgage rates! Let us help you lower your rate and save money on your monthly payment. Learn more about the officers of our veteran Mortgage team.