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Consider what’s important to you before you choose a bank.

  • Your Money Is Safe and Secure
  • Convenient Locations and Hours
  • Competitive Interest Rates
  • Knowledgeable Assistance With Investing
  • Community Support

At Byron Bank, our genuine passion for delighting our customers at every opportunity is the keystone of our foundation, the catalyst of our growth, and the purpose of our future.

Due to the recent national financial problems we want to assure you that Byron Bank is a safe place for your money. As an independent bank with high capital and excellent ratings for safety we will protect your assets. Come in and receive your FREE FDIC insurance customized analysis showing the coverage of your deposits at Byron Bank and/or other banks.

In addition , the FDIC protects your money with insurance to at least $250,000 for each depositor. Retirement accounts are also covered up to $250,000. By titling accounts properly your money can be insured to much larger amounts.

Disclosure

Byron Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Cor- poration from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in ad- dition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's gener- al deposit insurance rules.

The term "noninterest-bear- ing transaction account" includes a traditional check- ing account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional check- ing or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


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