Byron Bank - Mortgage Rates
As of 9/2/2010
Rates are subject to change daily and possibly throughout the day. Please call for current rate information. Rates quoted assume loan meets all credit underwriting criteria.
| Mortgage Type | Points | Interest Rate % | APR |
| 15 Year-Fixed | No Points | 3.750 | 3.800* |
| 15 Year-Fixed | 1 Point | 3.575 |
3.772* |
| 15 Year- Fixed Investment property |
No Points | 4.165 |
4.216** |
| 20 Year-Fixed | No Points | 4.225 |
4.265* |
| 20 Year-Fixed | 1 Point | 4.090 |
4.246* |
| 20 Year-Fixed Investment Property |
No Points | 4.505 |
4.545** |
| 30 Year-Fixed | No Points | 4.300 |
4.329* |
| 30 Year-Fixed | 1 Point | 4.125 |
4.238* |
| 30 Year-Fixed Investment Property |
No Points | 4.715 |
4.744** |
| 3/1 Adjustable Rate Mortgage | No Points |
3.125 | 3.053*** |
All rates assume 1 unit with indicator credit score >740.
*APR (Annual Percentage Rate) assumes a $125,000.00 mortgage loan with a minimum of 20% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 95% of loan-to-value (LTV) and "Cash-out" refinances up to 60% loan-to-value.
**APR assumes a $125,000.00 mortgage loan with a minimum of 25% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 75% of LTV and "Cash-out" refinances up to 60% LTV.
***APR assumes a $125,000.00 mortgage loan with a minimum of 20% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinance up to 90% of LTV; "Cash-out" refinances up to 60% LTV.