Byron Bank - Mortgage Rates
As of 2/8/2010
Rates are subject to change daily and possibly throughout the day. Please call for current rate information. Rates quoted assume loan meets all credit underwriting criteria.
| Mortgage Type | Points | Interest Rate % | APR |
| 15 Year-Fixed | No Points | 4.300 | 4.351* |
| 15 Year-Fixed | 1 Point | 4.170 | 4.371* |
| 15 Year- Fixed Investment property |
No Points | 4.625 | 4.676** |
| 20 Year-Fixed | No Points | 4.705 | 4.745* |
| 20 Year-Fixed | 1 Point | 4.515 | 4.674* |
| 20 Year-Fixed Investment Property |
No Points | 5.090 | 5.131** |
| 30 Year-Fixed | No Points | 4.950 | 4.980* |
| 30 Year-Fixed | 1 Point | 4.785 | 4.902* |
| 30 Year-Fixed Investment Property |
No Points | 5.265 | 5.295** |
| 3/1 Adjustable Rate Mortgage | No Points |
3.875 | 3.213*** |
All rates assume 1 unit with indicator credit score >740.
*APR (Annual Percentage Rate) assumes a $125,000.00 mortgage loan with a minimum of 20% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 95% of loan-to-value (LTV) and "Cash-out" refinances up to 60% loan-to-value.
**APR assumes a $125,000.00 mortgage loan with a minimum of 25% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 75% of LTV and "Cash-out" refinances up to 60% LTV.
***APR assumes a $125,000.00 mortgage loan with a minimum of 20% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinance up to 90% of LTV; "Cash-out" refinances up to 60% LTV.