Byron Bank of Illinois - your community home bank homeenglishspanish
You are in: Rates > Deposit

Byron Bank - Annual Percentage Yields (APY)
& Interest Rates

Account Type Minimum Balance Required Interest Rate % APY %
Christmas Club $5.00 1.75 1.75
Instant Savings** $100.00 .75 .75
Now Account** $1,000.00 .45 .45
Super Now** $2,500.00 .60 .60


Investor savings

Minimum Balance Interest Rate % APY %
$0-$24,999 .75 .75
$25,000-$49,999 1.50 1.51
$50,000-$99,999 2.00 2.02
$100,000-$199,999 2.35 2.37


Money Market Accounts
-Click for more information-

Minimum Balance Interest Rate % APY %
$2,500- $24,999 1.25 1.26
$25,000-$99,999 1.50 1.51
$100,000 and over` 1.75 1.76

health savings accounts
-Click for more information-

Minimum Balance Interest Rate % APY %
$0 - $2,999 1.00 1.00
$3,000 - $9,999 1.50 1.51
$10,000 and over 2.00 2.02

Certificate of Deposit Accounts & Fixed Rate IRAs
-Click for more information-

Minimum Deposit $1,000.00 $25,000.00 $50,000.00
Term Rate % APY % Rate % APY % Rate % APY %
30 Days

1.65

 1.66 1.75 1.76 1.85 1.87
91 Days 1.85 1.86 1.95 1.96 2.05

2.07
182 Days 2.30 2.32 2.40 2.42 2.50 2.52
1 Year 2.50 2.52 2.60 2.63 2.70 2.73
2 Years 2.75 2.78 2.85 2.88 2.95 2.98
3 Years 2.90 2.93 3.00 3.03 3.10 3.14
4 Years 3.15 3.19 3.25 3.29 3.35

3.39
5 Years 3.30 3.34 3.40 3.44 3.50

3.55

$500 minimum deposit for CD\term 1-2-3-4-5 years

APY same as $1,000 CD.
Interest is compounded & paid quarterly, except for 30 to 90 day maturity.
Funds withdrawn prior to maturity are penalized.
Penalty for early withdrawal:
30 days int - maturity of 1 yr or less
90 days int - maturity of more than 1 year.


Individual Retirement Accounts (IRAs)
-1 year and longer
-Click for more information-
Same as the above CD's we offer:

1 Year Variable** $1,000.00 $25,000.00 $50,000.00
  Rate % APY % Rate % APY % Rate % APY %
2.75 2.78 2.85 2.88 2.95 2.98
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
** This is a Variable Rate Account. The Rate and APY may change after your account is opened.
Your earnings on these accounts may be reduced by fees charged.