Byron Bank - Mortgage Rates
As 11/20/2008
Rates are subject to change daily and possibly throughout the day. Please call for current rate information. Rates quoted assume loan meets all credit underwriting criteria.
| Mortgage Type | Points | Interest Rate % |
APR |
| 15 Year-Fixed | No Points | 5.975 | 6.028* |
| 15 Year-Fixed | 1 Point | 5.410 | 5.618* |
| 15 Year- Fixed Investment property |
.125 Point |
7.750 | 7.806** |
| 20 Year-Fixed | No Points | 6.215 | 6.258* |
| 20 Year-Fixed | 1 Point | 5.835 | 6.002* |
| 20 Year-Fixed Investment Property |
No Points | 7.125 | 7.169** |
| 30 Year-Fixed | No Points | 6.145 | 6.177* |
| 30 Year-Fixed | 1 Point | 5.800 | 5.925* |
| 30 Year-Fixed Investment Property |
No Points | 6.935 | 6.969** |
| 3/1 Adjustable Rate Mortgage | No Points |
6.000 | 4.301*** |
All rates assume 1 unit with indicator credit score >740.
*APR (Annual Percentage Rate) assumes a $125,000.00 mortgage loan with a minimum of 20% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 95% of loan-to-value (LTV) and "Cash-out" refinances up to 60% loan-to-value.
**APR assumes a $125,000.00 mortgage loan with a minimum of 25% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 75% of LTV and "Cash-out" refinances up to 60% LTV.
***APR assumes a $125,000.00 mortgage loan with a minimum of 20% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinance up to 90% of LTV; "Cash-out" refinances up to 60% LTV.