Byron Bank - Mortgage Rates
As of 1/4/2012
Rates are subject to change daily and possibly throughout the day. Please call for current rate information. Rates quoted assume loan meets all credit underwriting criteria.
| Mortgage Type | Points | Interest Rate % | APR % |
| 15 Year-Fixed | No Points | 3.100 |
3.149* |
| 15 Year-Fixed | 1 Point | 2.860 | 3.053* |
| 15 Year- Fixed Investment property |
No Points | 3.360 | 3.409** |
| 20 Year-Fixed | No Points | 3.760 |
3.799** |
| 20 Year-Fixed | 1 Point | 3.490 |
3.643** |
| 20 Year-Fixed Investment Property |
No Points | 3.880 |
3.919** |
| 30 Year-Fixed | No Points | 3.810 | 3.838** |
| 30 Year-Fixed | 1 Point | 3.670 |
3.780** |
| 30 Year-Fixed Investment Property |
No Points | 4.040 |
4.068** |
| 3/1 Adjustable Rate Mortgage | No Points |
2.875 | 2.904*** |
All rates assume 1 unit with indicator credit score >740.
*APR (Annual Percentage Rate) assumes a $125,000.00 mortgage loan with a minimum of 20% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 95% of loan-to-value (LTV) and "Cash-out" refinances up to 60% LTV.
**APR assumes a $125,000.00 mortgage loan with a minimum of 25% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinances up to 75% of LTV and "Cash-out" refinances up to 60% LTV.
***APR assumes a $125,000.00 mortgage loan with a minimum of 25% equity/down payment. Interest rates valid for purchases and "No Cash-out" refinance up to 75% of LTV; "Cash-out" refinances up to 60% LTV.