Due to the recent Target compromise and other compromises going on, there has been an increase in phishing scams. Phishing is when a fraudster sends a text message, calls, leaves a voicemail, or mails letters to you that asks for your personal information. Some messages even state that your card has been compromised or frozen. Others are notifying that you have won or you have money waiting for you. They may even claim that they are from a utility company such as ComEd or Nicor and threaten that they will shut off the service if you don’t supply the information they are asking for. They do this so you will fall for the scam and give them your personal information.
Please know that we already have your personal information and we would not send a text message telling you your card has been frozen. Some of these may be automated systems; some of them are live people that you would talk to. Remember, you can always call the bank to see if the person you talked to was an actual employee. If it is too good to be true, it probably is, so do not fall victim to one of their scams. You must be on high alert for these scams and do not give out your personal information.